Mobile App

Safe, Simple & Secure Banking

About Us

Peoples Urban Co-Operative Bank Ltd.

Rooted in Community. Driven by Trust.

Peoples Urban Co-operative Bank Ltd. has been serving the people with integrity, personalized service, and financial solutions since 1917. Built on strong cooperative values, we are committed to empowering individuals, families, and businesses with reliable banking services. With customer-first principles at our heart, we offer simple, secure, and modern financial solutions that support your goals and aspirations.

Where Your Savings Find Purpose

Invest with Trust

Our investment options are crafted to offer dependable growth, long-term security, and peace of mind—backed by the strength of a trusted community bank.

Explore Investment Options
Trade Smart. Pay Simple

People’s Easy Trade Scheme (PETS)






Learn More About PETS
Supporting dreams, strengthening communities

Loans and Advances

Home Loan

Finance your dream home with flexible repayment options and competitive interest rates – whether you’re buying, constructing, or renovating.

Flexible EMI options with competitive interest rates
  • From 8.75% p.a.
  • Tenure up to 240 months
  • Loans up to and above ₹10 Lakhs

Gold Loan

  • Gold Loan   Fast funds against gold assets
  • Bullet Scheme   Pay principal at maturity
  • Special Gold Loan   Higher value per gram
  • Sthree Rathnam    Exclusive for women members
  • Agri Gold OD    Support for farming needs
  • Premium Gold Loan    High-value gold finance

Vehicle Loans (Car / Two Wheeler etc.)

Own your dream vehicle with ease through our flexible vehicle loan options offering attractive interest rates and simple repayment plans for both conventional and electric vehicles.

  • Vehicle Loan   Simple EMIs for your vehicle
  • FD-Backed Vehicle Loan   Lower risk, quicker approval
  • EV Loan   Finance for electric mobility

Business Loans

Peoples Urban Co-operative Bank offers reliable business financing solutions to meet working capital needs, expansion plans, and long-term business goals with flexible repayment options.

  • Mortgage Business Loan   Secure funding for business growth
  • Staged Mortgage Loan   Funds released in phases as needed

Overdraft

A flexible overdraft facility designed for agricultural and business needs, offering easy access to funds against eligible security to manage working capital, seasonal expenses, and day-to-day cash flow efficiently.

  • Gold Overdraft (Agriculture)   Year-round agricultural funding
  • Overdraft / Cash Credit   Quick access to working capital
Banking Services

Your Partner in Every Financial Step

00+

Happy Customers

00+

Awards & Recognitions

00+

ATMs and Branches

00

Years of Service